Category: Dev & Design

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Would Your Ecommerce Website Pass the Cybersecurity Test? Here are 3 Things You Could be Doing Wrong

There is no doubt that cybersecurity is a considerable concern in the modern age, both for business owners and consumers. This is particularly relevant in the case of newer technologies, with an estimated 98% of all tested web apps thought to be vulnerable to a cyber attack. So, we face up with problems of qualification of IT security workers, the importance of Certified Information Systems Security Professional Certification, upgrading of computer systems and mainframes, etc. This is an entirely staggering statistic and one that should worry about every website and e-commerce business-owner in the UK. It also highlights the fact that your website may not be as secure as you think, so here are three things that you may well be doing wrong: 1. Focusing Too Much on Prevention Rather Than Detection : Team of Primetimeesay.com has checked a lot of papers and asked heads of IT security departments about the problems they face in their work first of all. According to the interviews, there is often a chasm between the length of cyber attacks and the subsequent time taken to discover and respond to them. An initial strike may be over in a matter of minutes, for example, while it reportedly takes an average of 256 days for it to be identified. This issue can be at least partially resolved by placing a greater emphasis on detecting cyber threats and attacks rather than striving to prevent them merely. After all, sophisticated hackers and malware programs may be able to breach even the best defenses, so your organization must have a viable strategy to detect and respond to attacks after they have been launched. 2. Relying Solely on Compliance : While complying with industry guidelines and mandatory regulations is an important consideration, it is by no means guaranteed to protect all types of cyber-threat. In fact, it may be argued that they provide little more than minimum requirements to adhere to, and the fact remains that you must strive harder to keep your eCommerce site safe. This is particularly true when it comes to handling consumer and corporate data of a sensitive nature, as in this case the majority of compliance law has been created from a legal perspective. So, always try to go above and beyond when securing your website and the details of your customers, while ensuring that you have 128 or 256-bit encryption to safeguard all financial transactions. 3. Failing to Appreciate the Differences Between Penetration Testing and Vulnerability Scanning : Make no mistake; penetration testing and vulnerability scanning are two very different concepts, and confusing them can cause significant security issues for your website. While vulnerability scanning is a formulaic and best security test performed by systems, for example, penetration testing provides a far more in-depth examination of your website and its level of resistance to cyber-attacks. This is especially true when the tests are carried out by a reputable service provider like Nettitude, as this type of company uses humans to emulate the relentless and aggressive actions of genuine cyber-thieves and hackers. This intuitive and in-depth testing offers a genuine insight into your website's level of security, while it can help you to take proactive steps towards safeguarding your business. Read More : How To Get Product Ideas For Your E-commerce Business Are Debt Consolidation Loans Recommended For Credit Card Consolidation What Can I Do To Make My Company Website More Profitable And Powerful?

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Top 5 Graphic Design

Top 5 Graphic Design Trends for 2017

The craze of graphic design has been on the trends for years, but that of 2017 is a great deal to talk about. When you talk of website designs, brandings, billboards, posters/fliers, and other varieties of graphic designs, 2017 trends are breaking the internet. There are lots of choices that are making the forefront which could be selected according to your desire. We have made series of research through the page layout techniques, the typography, displays, color packaging to know the most suitable graphic designs that will suit your desire. Moreover, we are here to guide you through the trends that are on the top list, sit back relax and enjoy our top five list of this year’s award winning graphic design. 1. Launch Your Market with Cinemagraphs The first on our top list is cinemagraphs; this simply portrays still photographs with a slight touch of movement in the same manner as a video clip. It is common in the form of GIFs in order to add more life to the photograph. With this design, the modern market is making use of this format to stand other competitors because it attracts the viewer’s attention instantly. 2. Minimalism Design At Is Best The minimalism Design can be rooted back to the beginning of the 20th century; it became very popular as it focuses on the simple functionality for many brands and graphic designs. This year, the trend is increasing with a refined and elegant approach that creates a suitable balance that is appealing. Many brands and designs have adopted the use of minimalism as it is here to stay. 3. Apt Geometric Collages While we were younger, I could recall the number of hours we spent in creating collages. Yet, geometric collages are now rated as one of the award-winning graphic design in the year 2017. As the third on our list, it has emerged a lot of memorable images, magazines, movie posters, and most favorite cartoon characters. These designs involve the use of diversified elements into a single design which must be arranged in a geometric layout. 4. Modular Layouts for Text Management Every viewer wants to hasten their communication with every design they come across, they tend to lose interest if the text is long and boring. In order to avoid such a scenario, modular layouts are here to organize your text in a clearly readable manner with simplicity.  As the popularity of this design is increasing, graphic designers are making use of it as the best platform to pass the message through text in short and precise manner. 5. Bold photography and sleek text Basically, mixing bold photography and sleek text is the best captivation for most viewers in the world; be it ads and social media promotion, mobile devices, and brands such as Nike this design is key! This is because of its instant expression. This design simply interprets the visuals of your creativity to the world. Read More:  How Social Media Playing A Role In Career Building? Top 5 Digital Wallet Apps For Android 5 Reasons Why You Should Invest In APM Patient Portal Development Company Addresses Technology Shortcomings That Limits Interoperability App Development Benefits: Here’s Why You Should Go Mobile WordPress Developer: Job Profile And Key Responsibilities How To Get Product Ideas For Your Ecommerce Business How To Become A Great Travel Blogger: 11 Secrets Top Apps To Help You Manage Your Money

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Picture Collage- Essential Things to keep in Mind while making your First Collage

A picture collage is perhaps the ultimate way to immortalizing your memories. Putting together your favorite pictures in a single frame could be the best thing to cherish your moments. There are several ways by which one can make a picture collage. One can simply use different online tools as well as numerous mobile applications that provide effortless collages at a single tap. You can either take a print-out of the collage, and embellish your bedroom’s wall, or just share it with your friends on social media. Read also: App Development Benefits: Here’s Why You Should Go Mobile Here in this article, we’ll provide some essential tips that will help you in making a perfect collage. Source: zdwired.com Pick the Most Colorful Pictures Many people are unaware of the fact that vivid and energetic colors bring out the finest masterpieces that augment the walls. One should pick the bright images that harmonize with your walls and your room décor. Your images contain certain sentimental values, which deserves a good artistic makeover that can increase their value. Sometimes people usually ignore the fact that dull or low-light pictures aren’t perfect for making a collage. You should focus entirely on colors and intensity of an image before finalizing it for a collage. Never Compromise on Quality According to the designing experts, one should consider images with high-quality preferably more than 100 dpi. However, the more you need to include the pictures on your collage, the lesser will be the requirement of quality. You can use images taken with a professional camera such as a DSLR, and some mobile cameras with a good camera can be preferred either. Read also: Handy Tools For Outdoor Photography Sometimes it has been seen that people don’t pay attention to the quality of images that they are using for making a collage. The tools used for editing can though enhance the quality, but only up to some extent. Choose the Appropriate Tool There are numerous online tools and platforms available in the market that offers best collage making experience. One just needs to select the images that need to be filled in the collage and upload it to the web application. Make sure you pick the right editing tool that doesn’t compromise on the quality of the pictures. Some tools may eventually ruin the quality of your images. Some online platforms like Canva offer free collage making services without demanding a single penny in return. One just needs to have some basic skills of editing a picture, and knowledge of color combination to create a masterpiece. Furthermore, you can also use your mobile phone to make a collage of your favorite pictures. Just download a reliable picture editing application on your mobile or tablet, and start creating a magnum opus out of your creativity. Source: images-na.ssl-images-amazon.com Consider some Editing There can be some exposures and color imbalances in your pictures that need to be rectified before putting them together in a collage. You can try to edit your pictures using some tools that can quickly add a subtle touch of excellence to your images. Sometimes people prefer to use some filters that mesmerize the entire collage. These filters are available in almost every photo editing app and online tools that provide effortless editing. You may also crop some portions of your pictures that you don’t want to add to your collage. Think over some Expert Advice There’s no harm in taking some advice from the industry experts regarding making a perfect collage. You get a better idea of color combinations as well as creating certain boundaries that augments your pictures. Apart from this, the perfect scaling of the image is necessarily important to maintain a proper boundary of the images. You can seek help from online tutorials as well to get a better idea of things.

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WordPress Developer

WordPress Developer: Job Profile and Key Responsibilities in 2020

WordPress today is regarded as the most impressive and powerful content management and blogging system that is currently available online. Clients actually love it since it is easy, simple, and convenient to set up. It is known for having a user-friendly approach and has a number of plug-ins. Most developers prefer WordPress as it offers easy and smooth functionality and decent quality. There is a constant increase in the number of websites that are using WordPress today. WordPress developer is the way ahead of the competition and they have certainly found a niche for themselves in the industry today. Job Profile A WordPress Developer is responsible for front-end and back-end development including generating WordPress plug-ins and themes.  This position would be requiring an effective combination of aesthetics and programming skills. You must create your job profile in order to have a job description for a Wordpress developer. A candidate would need to have a high level of competence in PHP, JavaScript, HTML5, and CSS3. He must have a clear understanding of the font choices, color, and on-screen element arrangements. One must possess a sound knowledge of the content management systems and also industry trends. He must be conversant with the principles of adaptive and responsive design. The prospective candidate must possess a sound knowledge of the complete web development process and that may include design, development, and also effective deployment. A WordPress Developer should master the art of developing complex, custom WordPress-related solutions and also PHP framework-oriented solutions. He is supposed to aid account managers, sales staff, and others in web project planning, requirements gathering, and usual technical questions. He is expected to provide leadership in determining and developing new technologies. One must lead in all endeavors toward identifying effective methods and strategies for advancing the web offerings of the company he is working for. He is expected to aid other developers in system designing and implementation. A WordPress Developer must be responsible for server maintenance, as well as, server monitoring. He would be supporting existing client websites by efficiently providing technical support. Job Prerequisites A WordPress Developer must have a Bachelor’s degree in a relevant field or he must possess a comparable level of experience in the field of web development. You must possess substantial experience and working knowledge of CSS/ HTML, PHP, MySQL, intermediate JavaScript, Linux, and DNS. He must have adequate experience in WordPress development. You must be capable of understanding client issues and accordingly, developing effective software solutions right from system designing to implementation. He should be able to deploy Salesforce changesets. He must possess exceptional communication skills and must be well-equipped with excellent time management skills. Skills &Responsibilities A WordPress Developer must possess a wide spectrum of skills and fulfill a whole lot of responsibilities Adequate experience and expertise in WordPress related PHP Sound knowledge of the inbuilt WordPress functions Must aid in the creation of customized post types Must help in creating Widgets/ plug-ins written for conforming to the existing WordPress coding standards Expertise in the art of designing and implementing novel/ innovative features and functionality Be responsible for establishing, as well as, supervising any specific website’s architecture He would be responsible for ensuring availability and high performance. Also, he must be capable of handling competently the CMS’s technical aspects He must help in formulating a responsive and effective design and converting it into a good working theme, as well as, plug-in However, he must contribute fruitfully to all conversations and discussions regarding the ‘scope of build’ with his project managers, development team, designers, etc He must have sound knowledge of integration of sliced PSD files into WordPress or other systems Reasons for Becoming a Top of the Line WordPress Developer If you are aspiring to become a successful WordPress Developer go ahead with your dreams. There are more reasons than one to pursue a high-flying career as a WordPress Developer. Some of the prominent reasons are: Making Maximum Money Today, there is a very high demand for WordPress development. Clients are more than willing to pay impressive salaries to the top-line developers in the industry. Getting the Best Clients If you are also one of the top-line developers, you would be very much in circulation. You would have enough projects in your hands at all times, so you could also exercise the liberty of saying no to the clients, who are offering you projects you are just not interested in doing. You would be choosing only the best projects and working for the best clients only. Becoming Influential If you are a top-level WordPress Developer, you would be having a lot of influence, tremendous capability and of course, the responsibility of shaping the future of WordPress and its associated ecosystem. Conclusion It involves a lot of dedication, devotion, and hard work to become a WordPress developer. Remember no career aspirations could be fulfilled without single-minded determination, energy, and patience. There are various reasons mentioned above in order to become a top-line Wordpress developer. So, You must follow the above tips to be a successful developer. You are welcomed to ask any queries if you have in the comment section below. Read Also: How To Maintain WordPress Website For Free? THE 10 WORDPRESS PLUGINS EVERY SUCCESSFUL BLOGGER USES

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How to Maintain WordPress Website for Free?

WordPress is Awesome! Creating a WordPress website and maintaining a website are two different things. It is very important to keep your internet presence up to date and in good condition. However, maintaining WordPress website can be a tedious task. It is important to be updated with the latest version of WordPress so that it remains safe and secure. There are so many things that can affect your website. It can be anything from losing your website data to hacking your website due to security loopholes. Neglecting a basic to maintain WordPress website regularly can have many consequences like: -Increasing website load time -Bad User Experience - Declining Search engine Rankings Regular maintenance of a website is necessary in order to generate business from it. In this post, we will discuss upon few tips for maintaining WordPress website without any technical assistance. WordPress Updates Keeping your WordPress website updated is really important. Make sure you take a full backup of your site when you update WordPress website. A Newer version of the update includes new features, code updates, security fixes and many more thing. In fact, failure to update is one of the most common reasons why WordPress sites get hacked. Read More:  The 10 WordPress Plugins Every Sucessful Blogger Uses 4 WordPress Plugins To Make Your Blog More Powerful Optimize Website for Better Speed Website loading time is very important. If your website takes too much time to load user will leave the website very quickly. From an SEO perspective Google loves fast loading sites. High-Resolution images can slow down your website loading time. You can use plugins like WP Smash to boost your site loading time by optimizing your images. Similarly, the database can be optimized with plugins like WP clean up. Secure Your WordPress Website Most of the new businesses and bloggers don't give much importance to WordPress Website security. To maintain WordPress Website , you must keep it secure to prevent any hacking attacks. Plugins like ButtleProof security and Limit Login Attempt can help you to keep your site safe. Limit login attempts plugin will limit the login attempt and block the IP of the computer system from which password hacking tries comes. Manage User Account Effectively WordPress website can have multiple users managing the site. You need to make sure other accounts and their passwords are secure enough. Due to the carelessness of the users sometimes it becomes vulnerable to attacks. Make sure your users don’t use “admin” username for your WP account. Try unique username with the lengthy and difficult to break the password. You can also change the URL of your admin panel or login page. Remove Unused Plugins WordPress plugins are a great way to extend website functionality. Using many plugins can affect your website’s performance & security. You only need to keep the plugins that are used on the website and remove the unnecessary plugins. Update Your Portfolio Your website is a virtual catalog for your business. It is really important to keep updating the website. The portfolio is one of the most important pages on the website. You might have done amazing work for your client and it is equally important to showcase it to your website visitor in order to attract new leads & business. Conclusion Maintaining a WordPress website isn’t too hard. With a little effort, you can manage your WordPress website. You might not need an expert every time you want to update or manage the site. What’s more important than seeing your website load faster and search ranking rising quickly? It is worth a little effort to maintain your website. Many WordPress Development Services Companies are available to help you with the WordPress website. Read also: Top Torrent Sites For Games Download 7 Reasons Why You Should Be Using A CDN With WordPress 10 Best Premium WordPress Themes 2017 WordPress Developer: Job Profile And Key Responsibilities

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Experts Recommend: Top Interior Design Trends for 2017

Unquestionably, 2016 has been a prominent year in various spheres; starting from refreshing fashion couture to unimaginable makeup trends all the way to advanced technology fields and business opportunities. It’s certainly not surprising to witness a complete revelation in terms of interior design. This year, globally recognized designers have made it their goal to create distinctive design concepts which will give the modern home a more expressive appeal. Customized interiors, exhilarating tones, and lavishness of decorations are just the beginning of this journey, so buckle your seat belts as we’re taking you on a tour of the top interior design trends for the following year. Minimalism with a Twist While 2015 was a year of utter minimalism characterized by sterile environments and impersonal spaces, this year minimalism is getting a new form. The accent is not on decluttering the space and creating a bland surrounding, but on designing functional, multi-practical areas. There will be no place for useless decorations that just gather dust, but only for fully functional objects which serve a purpose. The goal is to create a space that will comply with the busy modern lifestyle and give people a home that’ll work in their favor, alleviating any processes that need to be done. Colours of Serenity Another refreshing feature we’ll welcome into our homes is the astonishing use of color in the space and a clever combination of contrasting hues. With the rapid lifestyle of the modern age, people have been in dire need of a tranquil ambiance, a sanctuary that’ll provide a sense of calmness. Pantone has decided to take the game to the next level by announcing not one, but two colors of the year: rose quartz and powder blue serenity. When combined, the two contrasting shades offer a truly mesmerizing sensation of peacefulness and composure, while their disparity gives the space a remarkable appeal. Read also: How to Bring Summer into Your Space Warm Metals The use of materials is getting a new dimension in 2017 as we’ll be seeing a lot of seemingly contradicting and repairable mixtures of different material types. Warm metals such as brass, copper, and gold in combination with glass, raw wood, and natural stone have the ability to give a sensation of rough luxury while implementing iron, stainless steel and marble details will give your home a touch of glamor and a superb sophisticated allure. Sustainable Households Over the course of years, the importance of eco-friendly practices and sustainable spaces has become quite prominent. Many people have embraced the greener lifestyle by relying on different systems and methods of interior design which conform to these environmental beliefs. The presence of plants and lush vegetation is only the beginning of a sustainable residence, as there’s also an accent on the use of natural sunlight and skylight installations, the use of green appliances and creating indoor gardens. Everything is designed following the basic principles of green architecture, whose sole goal is creating sustainable homes that’ll benefit both people and the environment. Refreshing Decorations In terms of decorations, this year is all about cultural diversification and practical use. The use of decorations is going to be focused on functionality such as bedside tables or lamps which have the ability to wirelessly charge all electronic devices. A clash of cultures is also quite prominent in 2017, as indigenous nations are going to provide inspiration for ornamental features such as Scandinavian flatweaves, African-inspired decorative concrete or the use of decorative materials sisal and jute, native to India. These aspiring ideas in interior design are going to mark the year 2016 with its distinctive features, refreshing designs, and remarkable concepts. The trends are always following the advancing lifestyle of humanity in order to create a convenient, pleasant and most importantly – a functional sanctuary that’ll provide its residents with everything they require. Read More: 5 Good Luck Plants That Deserves A Place In Your Home Best 5 Designer Secrets To Make The Most Of Small Spaces How To Make Your Home Look Like A Splendid Hotel? 6 Expert Tips For Finding The Right Home To Buy

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How Developers Can Get More Out of Hadoop?

"Time is money" for every organization that seeks to spend time to market, anticipate, and hear requests of the clients and offer them new products and services. Handling data can become tough but Hadoop developers in India are handling it well with the help of big data processing tool. Such tools are extensively used by organizations to help businesses in acquiring real-time insights into the business. If you are also among those developers, you can make optimum use of Hadoop technology using the framework in many ways - 1. Move faster Just by switching to Apache Spark from data integration jobs built with MapReduce, you will be allowed to complete development jobs two and half times faster. Once the conversion of jobs is done, when you add spark-specific components for positioning and caching, you can enhance the performance five times than before. When you increase the RAM, you can do more stuff in memory and live a 10-fold improvement experience in productivity. 2. Get smart As you can process big data in real-time, it is still important to perform smart processing data in real-time. In order to enhance the IQ of the query, Spark leverages machine-learning, which allows customizing web content to triple the number of page views. It also enables you to deliver targeted offers that can help double conversion rates. This means you are driving more revenue along with delivering better customer experience. 3. No hand coding Developers can program anything discussed in this post in Spark, Java, or in Scala. However, there is still a better way. If you are relying on a visual design interface, your productivity can be increased by 10 times or even more. You can make a start by using a big data sandbox, with Spark. Ask for assistance from hadoop developers in India if you don't know how to start.

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Patient Portal Development Company Addresses Technology

Healthcare industries are focusing more on technology and better patient engagement to fuel the population health. But for the patient portal development company, it is necessary to address the technical shortcomings as well that limits interoperability for healthcare systems. Once all technical and political barriers will be considered well then it would easy to make better healthcare decisions effectively. Till now, healthcare systems are more rhetoric than real but making them result-oriented is still a challenge. The healthcare industries usually try to make patients more engaged and empowered otherwise any patient portal will not work at all. Patient engagement will struggle with certain political and technical barriers as information access may be challenging for consumers. Some of the main barriers in healthcare technology adoption are interoperability, data access, non-incentive payment options, etc. Here, this is the responsibility of the patient portal development company to address the technology shortcoming for better interoperable healthcare systems. There is not only a single place where you can download health records so you have to be cautious when working with external data sources. But the problem is people always want easy solutions that can be availed with a single click only. TO make data access that much easy, it is easy to work on big data analytics for better record management and organization. To bridge the gap between healthcare industries and patients, patient portal development company has developed better consumer-driven systems that completely focus on customer requirements. Further, it is necessary to aware people about the benefits of better patient engagement to improve the overall quality of care and healthcare services. According to the latest research and study, better consumer engagement improves health outcomes and reduces overall costs too. Experts have also defined strategies to address various technical barriers in most effective without putting many efforts and cost investments. Read More: Best Therapies To Cure Pain And Discomfort Using Digital Signage To Improve Your Business Top 6 U.S. Universities That Offer Health Science Course

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WordPress Plugins

4 WordPress Plugins to Make Your Blog More Powerful

Starting a blog is one thing, but making it successful requires a lot of creativity and dedication. The blog is considered as an integral part of the lead generation process because it not only converts a random person to a potential lead but also helps him make better decisions.  It is due to the reason famous B2B companies Cloudways and Design Mantic believes in doing effective blogging. These companies are not only writing blogs to promote their services. But, they are producing remarkable content to quench the thirst of their prospects. And, this is where WordPress serves as a tremendous CMS. If you are running a WordPress-hosted blog and looking for results-driven plugins, then you have reached the right place. Here, I will reveal some of the most amazing WP plugins that will take your blog to the sky in no time. So, here you go… All in One SEO Pack If you are eager to make your blog successful, make sure to satisfy search engines. However, it is only possible if you are using an appropriate SEO friendly plugin for your WP hosted blog. Despite of hundreds of plugins, I prefer All in One SEP Pack. The reason is quite obvious. It is easy to use, extremely effective and helps in optimizing the content through brilliant use of targeted keywords. Therefore, if you haven’t been optimizing your blog for search engines, then it is a perfect time for you to download this plugin for better outcomes. Akismet When running a blog, it is extremely essential for you to keep it protected against spammers. Because once you become the victim, you will have to go through some serious problems as far as the rankings and traffic is a concern. To help resolve this issue, Akismet is a highly recommended anti-spam plugin for WP users. The best thing about this plugin is that it picks the spammers quite early and stops them make any unwanted activity within the blog. It is because of this reason I would suggest you install Akismet to your blog right now. SumoMe Running a blog without social sharing buttons is like writing a book and keeping it at home. Remember, attracting thousands of visitors to a blog won’t maximize the effect until you install a social sharing plugin. For this, I would strongly advise you to use SumoMe. Industry influencer and a great human being Jeff Bullas also use SumoMe to help his readers share valuable content across all the gigantic social platforms quite easily. So, what are you waiting for? Hello Bar I believe that there is no other plugin better than Hello Bar for generating leads. I have been using this plugin for quite some time and it really helped me improved the figures quite drastically. There are two factors that make Hello Bar a legit choice for lead generation. The first one is its compatibility with WP and the second one is its attractive interface. If you are desperately looking to attract more potential customers, then I would suggest you use Hello Bar as a vital source. Read More: 7 Reasons Why You Should Be Using A CDN With WordPress WordPress Developer: Job Profile And Key Responsibilities Bloggers, Beware! Blogging Mistakes You Should Avoid

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UMDP Data Standardization

Tech Challenge for Lenders – UMDP Data Standardization to Aid Closing

The mortgage industry overhauled its processes and technologies with the TILA/RESPA Integrated Disclosure (TRID) Act rolling out. Technology initiatives that created competitiveness between banks soon became the norm. Compliance needed to move north. Now, automation has made paperless mortgage a reality with loan origination software, retail point of sale, customer-direct solutions, and electronic documents providing complete end-to-end support. Regulations are constantly changing and lenders, still in their TRID hangover, need to do more. What is UMDP? In the pre-recession era (before 2008), borrower and loan information was sourced and stored by different agencies. Siloed information hindered different players from accessing true data and it was usually shared by email. This resulted in errors and insufficient access to data in the banking system. Uniform Mortgage Data Program (UMDP) is the last leg to the realization of the electronic mortgage. Just as TRID brought in enhanced data quality in the origination, UMDP will improve data standards in closing disclosures and data interpretation. Government-sponsored enterprises (GSEs) have indicated, come 2017, they will refuse to buy loans that fail to conform to the Uniform Closing Dataset (UCD) standard. The Federal Housing Finance Agency (FHFA) is directing government-sponsored agencies (GSEs) to create a common approach, protocol, and data set for mortgage data. The common data set, which is understood by all, will improve data accuracy. Definition ambiguities of loans purchasable by GSEs can be avoided. The lenders can capture granular data of a particular standard. The Uniform Collateral Data Portal (UCDP) will be one electronic portal through which all lenders can submit appraisal data. The Uniform Appraisal Dataset (UAD)will provide common definitions and requirements of appraisal data. The Uniform Mortgage Servicing Dataset (UMSD) will define the data set with standardized definitions, formats, and values. The Uniform Closing Dataset (UCD) will provide standard data for the closing disclosure form. UMDP may have bestowed the entire industry with mortgage data becoming uniform and accurate, but the upgrades rigmarole still worry lenders. However, GSEs have chosen to be capable of verifying underwriting data and audit data anytime. Customer preference lies with a seamless closing process and the impetus for lenders will be to transition into e-mortgage. Fannie and Freddie have already announced that they will purchase loans if the appraisals were submitted electronically and met the UAD standard. Technology vendors are already ensuring that their solutions transform appraisal information into data compliant with the Mortgage Industry Standards Maintenance Organization (MISMO). Manual processes are slowly fading and lenders are going to cloud-based mortgage origination and servicing software. The entire process needs to be seamless to ensure compliance from origination to closing. Today, the challenge for loan origination software is compliance, but tomorrow the focus will be imminently on collaboration. It will be important to have data which can be shared and understood by all. Standardization helps loan originators and customers to access data from diverse sources and interpret them effectively. Data standardization is the key driver for e-mortgage and paperless origination and closing. UMDP will be the “new normal” and help the industry to standardize their processes for better visibility and faith in the system. Preethi vagadia is a business architect worked in Mortgage and Finance software department with top notch companies and has over 8 years of experience in Mortgage Lending Technology,Mortgage Technology software, mortgage management software, etc.  She has also worked on several process improvement projects involving multi-national teams for global customers in warranty management and mortgage.

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Questions To Ask When Working With A Web Developer

I've been a web developer for 5 years now. There's quite the learning curve with web design, even AFTER school. You have to deal with customers, you have to manage expectations and deadlines, you have to manage your billing and finances, all of which were not included in the code and design classes that I took. This is just the business side of things, as you can probably tell I'm a little taken aback by it all. But then there's the coding aspect of the business. The coding side of things is where I really excel. I love being a web designer. Making websites look and perform great has really turned into a passion of mine. But I've noticed that a lot of developers out there struggle with a lot of aspects of being a professional web designer. Let's face it, a lot of developers produce work that is not up to par. Either they have designs that are super basic and lame, or the websites are not made to meet your goals and help your business. any of these issues could be bad for a new business that will be relying on their website for leads or a professional presence. I've outlined the following questions to help you better understand what you should be looking for when you are going to work with a web development company or freelancer. As a business owner, It is important that you ask these questions before you pay someone for their services. 1. Do you have live examples I can see? I  am amazed at how most people either have a problem they need solved or they have an expectation or design in mind, but they never ask to see examples. Everyone's idea of "great" is different. It's important to see examples of their work and judge if they would be a good fit for you. If there are concerns, asking the developer questions is a good way to address them. 2. Do you have a degree in web development? When? How do you stay up to date This is an important question, and just as important is asking them when they did if they did. There are a few great selves taught web developers out there, who learned from non-traditional means. The most important information that this question will give you is in the third part. Web development is not a static skill set. It changes fast and often, and someone who has incorporated constant learning about their field into their work or life routine will improve your odds of getting some of the best developers. 3. What kind of web development do you focus on? This can mean a ton of things. But, if you explain your needs, like a high converting website, for example, the right developer for you will already have a few live examples to show you. "yea, I can do that" is not the right answer, the process and skill set for focusing on conversions need to be already developed, as well as deployed, tested, and documented. I hope this will help when you're choosing a web design and development professional to work with. This is a great start towards making sure you get the quality of work you desire and need, as well as getting your website and business goals met. Read More:  Best Office Design Trends For 2018 Top 5 Graphic Design Trends For 2017

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